Checklist cfo
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Fractional CFO Starter Checklist

Step-by-step checklist for onboarding a fractional CFO — covering financial systems access, reporting cadence, and 30/60/90-day priorities.

A fractional CFO engagement fails or succeeds in the first 30 days. This checklist ensures nothing falls through the cracks: from granting financial system access to aligning on KPIs and board reporting cadence.

Systems Access & Setup

  • Grant QuickBooks / Netsuite / Xero admin access
  • Share read-only bank portal credentials
  • Provide access to payroll system (Gusto, ADP, Rippling)
  • Share cap table and equity management system
  • Connect accounting software to reporting stack

30-Day Priorities

  • Review trailing 12 months P&L and balance sheet
  • Audit burn rate and runway calculation
  • Map all existing vendor contracts and payment terms
  • Identify top 3 cash flow risks
  • Deliver first board-ready financial summary

60-Day Milestones

  • Build 13-week cash flow forecast
  • Standardize monthly close process (target: 5 business days)
  • Implement department-level budget tracking
  • Establish KPI dashboard (CAC, LTV, gross margin, churn)
  • Conduct pricing model review

90-Day Deliverables

  • Annual budget + quarterly reforecast model
  • Scenario planning (base / bull / bear)
  • Vendor renegotiation recommendations
  • Fundraising readiness assessment (if applicable)
  • Board presentation template established
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